Choosing health insurance involves more than comparing monthly premiums. Deductibles, provider networks, prescription costs, out-of-pocket limits and HSA eligibility can all affect what a plan actually costs over the course of a year. For people considering a High Deductible Health Plan (HDHP), understanding how the plan works before enrolling is particularly important. Excellus BlueCross BlueShield (BCBS) is a regional health…
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